Frequently Asked Questions (FAQ)

1. What services does GIC offer?
   GIC provides fiduciary consulting, investment management, financial planning, and socially responsible investment strategies. We tailor solutions for individuals, small businesses, non-profits, municipalities, and public agencies.

2. How do I become a client of GIC?
   Clients can join by referral from existing clients or by submitting an inquiry through our website’s contact form.

3. What makes GIC different from other financial advisory firms?
   As a boutique woman and minority-owned fiduciary, GIC puts clients’ interests first, providing independent, unbiased advice derived from over 4 decades of experience. We specialize in socially responsible investing and take a holistic, consultative approach to financial planning.

4. What is a fiduciary, and why is it important?
   A fiduciary is legally obligated to act in the best interests of their clients. At GIC, this commitment ensures transparency, accountability, and client-centered strategies in all our services.

5. Do you offer socially responsible investment options?
   Yes, we offer customized portfolios that reflect clients' values, including exclusions for industries like tobacco, alcohol, and defense, emphasizing sustainability and social impact.

6. How are your fees structured?
   Our fees are transparent and tailored to each clients needs. We disclose all costs, including product fees, trading fees, and management fees, upfront.

7. How does GIC approach financial planning?
   We use a holistic, goal-driven approach, aligning financial strategies with your unique objectives. As an independent firm, we provide unbiased advice and personalized solutions.

8. What is the process for creating a customized financial plan?
   We begin by assessing your financial goals, risk tolerance, and values. From there, we develop a comprehensive plan tailored to your needs, regularly reviewing and adjusting it as needed.

9. What is Public Banking, and how is GIC involved?
   Public Banking allows communities to create financial institutions that prioritize public interests. GIC consulted on Public Banking initiatives in Oakland, Berkeley, Richmond, and Alameda County in 2017.

10. How can I monitor my portfolio’s performance?
    We provide regular, personalized reports and updates through your preferred communication methods, ensuring you stay informed about your investments.

11. What are GIC’s values and guiding principles?
    Our core values include transparency, integrity, and social responsibility. We are committed to helping clients achieve financial success while aligning their investments with their values.

12. How do I contact GIC for more information?
    You can reach us through our website’s contact form or schedule a consultation to discuss your financial needs.